Whether you’re thinking of buying a new vehicle or just shopping around for a new car insurance provider, it helps to understand how insurance companies determine the amount you’ll pay for coverage. How are car insurance premiums calculated? While there are several...

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With the climate changing there has been an increase in natural disasters. Fires, floods and hurricanes are on the rise and emergency situations have unfortunately become more common. In the event you are without power for an extended period of time, or...

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If you have car insurance, you have probably noticed that it has gone up compared to what you were paying last year. Even if you’ve had no tickets, accidents or claims, you could see higher premiums than you might expect....

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Water damage is the leading cause of home insurance claims in Canada — and there are many ways unwanted water can end up in your home. One common cause of water damage is sewer backup, which happens when water and...

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Did you know that most property insurance policies, including homeowners, tenants and condo owners, have “Special Limits” on the amount that will be paid if certain items are lost or damaged? A “Special Limit” is the most that your insurance company...

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