Fleet & Commercial Automobile Telematics
Business owners have one question in common. How can we reduce our business expenses so revenue can increase? Well, to answer that question, we can help business owners who own commercial or business use vehicles save money by the way their vehicles are driven. Business owners are now able to reduce their commercial automobile or fleet insurance costs by registering with Intact Insurance my Driving Discount. Business owners can now save up to an additional 25% on their commercial automobiles or fleet vehicle insurance by switching to commercial vehicle usage based insurance.
What is Telematics or Usage Based Insurance?
Commercial vehicle usage based insurance (or telematics) is a GPS device that transmits data from your vehicle. By using certain data collected from your vehicle, an insurance company can monitor the driving habits for the commercial vehicle and provide a discount ranging from 5% up to 25% depending on the driver’s driving habits. Currently there are three pieces of data that are collected and used to discount your insurance:
- Night driving between the hours of midnight and 4 am
The best part is that you can monitor your driver’s driving habits, correct their bad habits and increase your discount! You now have control so drive well and save more.
Benefits of Commercial Vehicle Usage Based Insurance
- Ease of use – a small device that is easily installed is plugged into the OBD port of your vehicle which then records the driving habits of the operator.
- Lower Business Expenses – helps business by providing a tool to a assist in reducing insurance costs that contribute to lower expenses for the business overall.
- Access to Information – owners of the businesses will have the ability to access online resources to view the driving habits of each individual driving within the company. The information gathered can be used to help drivers improve their on road performance.
- Risk Free – there is absolutely nothing to lose. Your premiums will not increase due to poor driving habits.
How can I get it?
We can help you enroll in a telematics program! Today we are able to offer enrollment through Intact Insurance’s program called myDriving Discount, Aviva Insurance through IBRI/Quindell Communications, and Unica’s Fleet Advisor.
Call us today to see how you can control your driving habits with commercial vehicle usage based insurance and save money on your insurance premiums now!