hardmarket

Understanding the “Hard Market” of Insurance

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Insurance is going through a 'hard market' right now. This means that all insurance companies are raising rates and charging everyone more.  To make sense of this think of insurance as a team effort. The base of policy premiums paid are...

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high-risk-auto-insurance-meter-ontario

High Risk Insurance

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Contrary to popular belief, “high risk” insurance is not just for drivers with risky or dangerous driving habits. It can apply to good drivers, too, and it even applies to some homeowners. High-risk insurance (also known as non-standard) exists for people...

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Jobsite-2

Contractors Insurance – Do I need it?

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As a small business owner you work hard doing everything from sales to human resources and everything in between. It is important to protect your hard work by investing in contractors insurance. In Ontario you are required to register your independent...

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Cyber Insurance

Evolution of Cyber Insurance

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As technology evolved in the late 1990s, technology-related risks evolved with it. Growing technology companies wanted to transfer some of this risk, leading to the development of the first cyber insurance technology coverage. Many of the early technology companies also...

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