Winter Home Maintenance Tips

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Why worry about home maintenance tips? Anyone who lives in a cold climate knows that winter can be especially hard on a house. This winter take all the necessary precautions ahead of time so you can keep warm and save...

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Understanding the “Hard Market” of Insurance

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Insurance is going through a 'hard market' right now. This means that all insurance companies are raising rates and charging everyone more.  To make sense of this think of insurance as a team effort. The base of policy premiums paid are...

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High Risk Insurance

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Contrary to popular belief, “high risk” insurance is not just for drivers with risky or dangerous driving habits. It can apply to good drivers, too, and it even applies to some homeowners. High-risk insurance (also known as non-standard) exists for people...

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Contractors Insurance – Do I need it?

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As a small business owner you work hard doing everything from sales to human resources and everything in between. It is important to protect your hard work by investing in contractors insurance. In Ontario you are required to register your independent...

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