Basement Flooding

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Did you know that water damage has surpassed fire damage as the leading cause for home insurance claims? Melting snow and heavy rain typically bring wet basements. There can be several causes for moisture in your basement but typically it’s either caused by a sewer back up, seepage through your foundation walls or overland flooding (water that comes in through you basement windows). If your property isn’t graded properly around your home you could see issues when the weather warms up and starts to melt the snow around your home.  Proper grading will help keep the water flowing away from your home, while improper grading can cause the water to pool around your home.

Some of the best ways to protect your home from sewer back up:

When the snow starts to melt in the spring it can be a good idea to shovel/blow the snow around your home away from the house.  This can help prevent water from pooling around your foundation and potentially seeping into your home.  Since the ground is still frozen during the start of the melt the water won’t have anywhere to go but if it is sitting against your foundation it could find ways into your home. A few other tips are:

Often you can take all of the above precautions and still suffer basement flooding.  If you aren’t sure if you have adequate coverage on your insurance policy you should call Absolute Insurance Brokers at 1-877-941-2266 or email us to see if you have overland water, sewer back up and ground water coverage on your policy.

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