Electronic proof of insurance is something that has been debated in Ontario for some time, and it has just become reality. Car insurance pink slips will soon become a thing of the past, and drivers in Ontario are finally able to show proof of insurance using their mobile phone. Ontario has become the fourth province to introduce electronic proof of auto insurance. Digital Insurance Pink Slips Help Fight Fraud and Fake Insurance Slips
While some argue that electronic proof of insurance could lead to additional instances of insurance fraud, paper pink insurance slips can be duplicated and manipulated just as easily. Technology solutions such as electronic proof and secure delivery of authentic insurance cards can help minimize fraudulent use of proof of insurance cards.
This situation commonly leads to a problem where some high risk drivers cancel their policy after they get their pink slip, giving them the ability to show the police proof of insurance when they don’t actually have valid insurance. The driver cancels or defaults on payment and doesn’t actually have coverage, but the police do not have a way of verifying coverage unless they call the insurance provider. Electronic proof will help stop this type of fraud from occurring.
Being able to access your insurance pink slip electronically simplifies this aspect of insurance:
Overall, it solves the current issues with drivers losing or forgetting proof of insurance cards and can help avoid unnecessary fines and tickets.
What Drivers Need To Know About Electronic Proof of Auto Insurance in Ontario
Here is the key information and takeaways from the announcement:
Because of that it is strongly recommended to keep the paper slips in you vehicle at all times as well.
If you have any questions about electronic proof of insurance or any other insurance question please give Absolute Insurance Brokers a call at 1-877-941-2266 or email us.