Does my Insurance Cover Tornado Damage?

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With the recent tornadoes in Ontario you may find yourself wondering if your home or business insurance covers you against tornado damage. The answer is most likely yes.  While home and business policies are different from company to company most policies will cover tornado and hurricane damage as it is included with coverage against wind damage.

Along with covering your building and belongings most policies will also include coverage for reasonable additional living expenses if you cannot stay at your home after damage caused by a windstorm or tornado. You may even have coverage if forced to leave your home due to a mandatory evacuation order.

What do I do if my property has been hit by a tornado?

Once you are sure everyone is safe call your insurance broker or company to let them know what has happened and to get the claim process started. Make sure you:

Severe weather events such as windstorms and floods are increasingly common in Ontario so be sure to speak to your insurance broker or representative to make sure there aren’t any gaps in your home or business insurance which could leave you paying out of pocket.

If you would like to make sure you are covered properly give Absolute Insurance Brokers a call today at 1-877-941-2266.

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