Winter Tire Discount On Auto Insurance

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A Winter Tire Discount is available January 1, 2016 for all Ontario drivers.  The Ontario Liberal Government has made it mandatory that all insurance companies in Ontario offer a discount on auto insurance prices. This is one of the steps that the Ontario Liberals have taken to drive down the cost you and I pay on our auto insurance.

How Much will it save me?

The discount will vary based on the insurance company.  The discount will not be applied to the total policy cost only to certain overages contained in your policy.  About 46% of all insurance companies now have a winter tire discount that is already being offered.  The remaining insurance companies in Ontario will be implementing the discount effective January 1, 2016.  We have been notified by our various insurance companies that the discount will represent a discount of 1% – 10% depending on the company.  Our existing companies typically offer a 5%-10% discount where the new companies are offering a lower discount of 1% – 2.5%.

Winter Tire Discount and Automobile Insurance
Winter Tire Discount


What do I do to get the discount?

The discount is applied to certain portions of your car policy.  The discount is not applied to the total policy cost. The best thing to do is to call us and notify us which of your vehicles have a set of winter tires.  When you call about your winter tire discount, please make sure you can prove you have winter tires.  Some insurance companies are requesting a bill of sale or an installation receipt.


Talk to one of our registered insurance brokers to add the winter tire discount to your policy.  You can even call us if you are looking for a new insurance quote with Winter tires.  Our phone number is 1-877-941-2266.

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