Are You Driving Your Car Less Than Usual?

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Has rush hour traffic become a thing of the past?

The global pandemic has dragged on longer than most of us ever anticipated, and with that several aspects of our lives have changed including working from home, ordering in food instead of ‘going out’, zoom meetings instead of face to face, fewer trips to the mall etc. It stands to reason, with the various restrictions and lock down regulations currently in place, that the general population is putting less kilometers on their vehicles. If this is true, could you also be eligible for a reduction on your car insurance? Give us a call to discuss your plan or to get a free no obligation quote. In the meantime, let’s look at some of the statistics…

Working from Home

According to a study done by the University of Chicago, Americans were saving 60 million hours a day by not having to commute. Obviously that number would be significantly less in Canada due to our population, the concepts remains the same. According to Statistics Canada, 12.6 million Canadians typically commute to work daily, with an average commute time of 24 minutes (8.7km). This would equate to an average annual driving reduction of over 2,000km per person simply by not having to commute to work.

Fewer Trips to the Mall

Online shopping made easy by the likes of Amazon and Shopify have become the new normal. If Amazon sales are any indication, which have increased year to year by over 25%, people are turning to online shopping as opposed to venturing out to retail stores and malls. Few trips to the mall, undoubtedly adds up to less kilometers put on your vehicle.

Overall Impact

With less people on the road, can we also assume there are less accidents occurring? A Toronto police spokesperson confirmed that between March 23 and April 27th last year there were 1,535 reported collisions, down from 7,309 in the same period a year earlier.

If you’re driving less than usual and what to explore your insurance options, give us a call for a free, no-obligation quote. 877-941-2266

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