Contractor's Peace of Mind in

Three Easy Steps

 

I’ve been working with contractors for a long time, and I’ve heard every horror story imaginable. If they were my clients, we were able to take care of their problems. Quickly and easily. Why? Because we were prepared. I will tell you how to get peace of mind. It’s just three steps away.

1. Design a Disaster Recovery Plan for Your Company
Insurance can’t cover everything, and all coverages have limitations. So you need a plan that allows you to get the business back up and running as quickly as possible. If you don’t feel you have the expertise to design this plan, there are plenty of professionals out there who can do it for you.

For this recovery plan to be effective, you need to do the following:

*  Make duplicate records of both computerized and written documents.

** Identify the critical business activities and the resources needed to support them.

Compile lists of important phone numbers and addresses, including those of local and state emergency management agencies, major clients, suppliers, your bank, your insurance agent and claim representatives for your insurance companies, as well as phone numbers and addresses for your staff. These lists should be kept off- premises, perhaps in a safe deposit box.

2.  Have a Business Insurance Specialist Conduct a Risk Analysis of Your Company and Its Operations
No two companies are the same, even two that are in the same business. No contractor does exactly what you do. You build unique structures, and such construction entails unique risks.

You need an expert to assess your company and the specific risks it faces -- and put together a comprehensive insurance plan to protect you.

3. Don't Trust the Financial Protection of Your Business to an Insurance Agent Who Does Not Specialize in Contractors
Don’t trust the future of your business to someone who does not have a comprehensive understanding of the special problems contractors such as you face every day. A specialist? Absolutely.

Look, insurance is a huge industry. There’s insurance for everything. (You want alien abduction insurance? You can buy it.) And nobody can specialize in all of it.

In fact, a professional independent agent can specialize in only a few niches -- and really understand them. I do. I’ve studied the insurance market for contractors in our community for years.

I know:

* Which insurers offer the most comprehensive coverage and the best rates for contractors.
** Which insurance companies to turn to for a contractor's specialized coverage needs -- and, believe me, you do have very special needs.
*** And which insurers provide the best claim service.

For a more detailed Consumer Friendly Consumer Report on Insurance Insider Reveals The Secrets of Effective, Comprehensive Protection For Contractors And Construction Insurance please click on Free Consumer Educational Reports link above or call 1-877-941-2266.